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Pre-shipment financing for US solar buyers

Your supplier wants the balance before shipment. Your customer pays in 90 days.

That gap is cash you can't use for anything else. We pay your supplier against the confirmed order, up to 100% of its value, so the deposit and the balance don't come out of your working capital. You get a funding decision within 48 hours of a complete requirement.

  • Up to 100% of a confirmed order
  • Funding decision in 48 hours
  • No separate collateral on pre-vetted deals
Tell us about the order you need funded How much cash would I free?

Tell us about the order you need funded

Order size, supplier and timeline is all it takes. Within one working day you'll know how much we can fund, and on what terms.

No cost to talk. No credit check for the first conversation.

The cash gap

Three things buyers ask before they fund an order with us

Straight answers on pre-shipment financing, before you share a single document.

You

“The supplier deposit leaves my account weeks before a single panel ships.”

VyaparCred

That's the gap pre-shipment financing closes, the same gap US lenders call purchase order financing. Once your order is confirmed with a verified supplier, we pay the supplier against it, up to 100% of its value, and you repay on agreed terms once the goods ship and your cycle completes.

Your cash stays free for labor, other orders or the next project, instead of sitting in a factory's account.

What pre-shipment financing is, explained

You

“My bank wants collateral and six weeks of paperwork.”

VyaparCred

We underwrite the trade, not just the balance sheet. The funding is tied to your confirmed order and a verified supplier, so pre-vetted deals need no separate collateral, and the checklist is short: the order, basic KYC and business documents.

Approved funding can land in as little as 48 hours, not at the end of a six-week bank process.

How to get working capital for a solar order

You

“How much is this going to cost me?”

VyaparCred

It depends on the order size, the tenor and the supplier, and you see the full number in writing before you commit. There's nothing to pay to have the conversation, and no application fee.

Send the requirement and you'll have indicative terms within one working day.

Compare every financing program

How the money moves

From confirmed order to repaid, step by step

Who pays whom, and when, on a funded order.

  1. Day 0

    You confirm the order

    A confirmed order with a verified supplier on VyaparCred, placed on the same requirement you sourced on.

    No money moves yet
  2. Within 48 hours

    Funding decision

    Once the requirement is complete, you hear how much pre-shipment funding we can offer, over what tenor and at what cost.

    Terms in writing
  3. Before shipment

    The supplier is paid

    Approved funds go to the supplier against your order, covering the deposit and the balance before shipment.

    VyaparCred pays the supplier
  4. After shipment

    You repay on terms

    You repay on the agreed terms once the goods ship and your cycle completes.

    You repay VyaparCred

Is it a fit

What you need, and who uses it

A short, transaction-led checklist, because pre-shipment financing is tied to your order rather than your whole balance sheet.

What you need to start

  • A confirmed order with a verified supplier on VyaparCred
  • Basic KYC and business documentation
  • A transaction that fits the pre-vetted criteria

Far less paperwork than a general bank facility.

Who uses it

EPCs and developersFund module and BOM orders up front, then repay once the project pays you.
Distributors and tradersFinance confirmed orders, ship, sell and repeat, without waiting for your own cash to cycle back.
Module manufacturersPay for cells, wafers and glass before production, so a cash gap never stops the line.

Compare

Pre-shipment financing vs a bank working capital loan

A bank loan funds your balance sheet. This funds the order you're actually placing.

VyaparCred pre-shipment financingA traditional bank loan
SpeedA decision within 48 hours of a complete requirementWeeks of paperwork and approvals
CollateralNone on pre-vetted transactionsUsually required
Tied toYour confirmed order and verified supplierA general facility you then have to manage
How muchUp to 100% of the order valueVaries, often lower against a single order
ProcessAttached to the same requirement you source onA separate bank application

See it on your own order

How much cash does the supplier payment lock up?

Set the order and the deposit your supplier wants up front. That's working capital you'd otherwise leave sitting in the supplier's account until the goods ship.

$500K
30%

Illustrative only. Final funding share, tenor and pricing depend on your order, supplier and credit assessment.

Cash you keep free $150K The deposit you'd have paid up front
Order funded, up to $500K Paid direct to your supplier
Same cash now covers 3× Orders of this size, running in parallel
Get a real number for my order

Learn before you buy

Guides on funding a solar order

What is pre-shipment financing?How it works, in plain terms. How to reduce upfront capital in solar procurementKeeping cash free while orders are in production. Payment terms in solar supplier contractsDeposits, balances, and how to manage both. Why solar EPCs run out of working capitalWhere the cash goes between order and payment.

FAQ

Pre-shipment financing questions, answered

How does pre-shipment financing work for a solar order?
Once your order is confirmed with a verified supplier on VyaparCred, we pay the supplier against it, up to 100% of its value. You get a funding decision within 48 hours of a complete requirement, and you repay on agreed terms once the goods ship.
Can you finance the balance before shipment, not just the supplier deposit?
Yes. Funding is against the order value, so it can cover up to 100% of it, whether the supplier wants that as a deposit, a balance before shipment, or both.
Do I need collateral?
Not on pre-vetted transactions. The confirmed order and the verified supplier carry the deal, so there's no separate security to arrange.
What does pre-shipment financing cost?
Pricing depends on order size, tenor and supplier. You see the full number in writing before you commit, and there's no application fee.
Is this a pre-shipment buyer loan or a credit line?
It's pre-shipment funding tied to one order, not a general credit line you have to manage. In US terms it works like purchase order financing: the order, not your balance sheet, carries it.

Tell us what the supplier needs paid. We'll tell you how much we can fund.

Order size, supplier and timeline gets you indicative terms within one working day. No cost to talk.

Start the conversation Register as Buyer