Working capital financing for US solar buyers

Your cash gap moves with the order. Your financing should too.

Before shipment, the supplier wants to be paid. After delivery, your customer takes 60 or 90 days. Working capital financing on VyaparCred attaches to the order itself, so each gap gets the program built for it, without a separate bank process.

  • Up to 100% of a confirmed order
  • Funding decision in 48 hours
  • Four programs, one flow

Tell us where your cash gets stuck

The order, the supplier and the timing. A specialist replies within one working day with the program that fits and how much we can fund.

No cost to talk. No credit check for the first conversation.

Find your gap

Which working capital financing fits this order?

Start from what's happening with the cash, not from the product name.

The programs

Four kinds of working capital financing, one flow

Each kind of working capital financing is tied to a real order, which is what keeps it fast and keeps the paperwork short.

Before shipment

Pre-shipment financing

We pay your supplier against the confirmed order, and you repay on agreed terms once the goods ship. It's what US lenders often call purchase order financing.

  • Up to 100% of the order
  • 48-hour decision
  • No separate collateral on pre-vetted deals

Cross-border orders

Trade finance and LCs

Letters of credit and import guarantees, with multi-currency settlement, attached to the order instead of arranged separately.

  • LCs
  • Import guarantees
  • Multi-currency

After delivery

Invoice financing

Turn an invoice you've raised to a buyer on VyaparCred into same-day working capital at competitive, multi-lender rates, and keep collecting it yourself.

  • Same-day
  • Multi-lender rates

On every supplier invoice

Supply chain finance

Your supplier is paid at T+2 while you settle in up to 90 days, run as payables finance or dynamic discounting.

  • T+2
  • Up to 90 days

Before you pick a program

Three questions buyers ask before any financing

Short answers on working capital financing, so you know what you're walking into.

You

“I don't even know which kind of financing I need.”

VyaparCred

Start from where the cash is stuck. Before shipment, it's pre-shipment financing. Waiting on a buyer to pay your invoice, it's invoice financing. Wanting longer terms from a supplier, it's supply chain finance. Crossing a border, it's trade finance.

Tell us the order and we'll point you at the program that fits, or the two that work together.

Which program fits which gap

You

“Is this another bank application?”

VyaparCred

No. Each program is tied to a real transaction, an order or an invoice, so the transaction does most of the work a bank would ask your balance sheet to do.

The paperwork stays far lighter than a general bank facility: the transaction, basic KYC and business documents.

Project finance vs working capital

You

“Do I pay anything just to find out?”

VyaparCred

Nothing. Talking to us and getting indicative terms costs nothing, and there's no application fee.

Pricing depends on the program, the order size, the tenor and the supplier, and you see the full number in writing before you commit.

Start with pre-shipment financing

How it works

How working capital financing attaches to the order

  1. STEP 01

    Source the order

    Post the requirement and confirm the order with a checked supplier.

  2. STEP 02

    Pick the program

    Pre-shipment, trade finance, invoice financing or supply chain finance, chosen in the same flow as the order.

  3. STEP 03

    Get terms in writing

    A funding decision within 48 hours of a complete requirement: how much, over what tenor, at what cost.

  4. STEP 04

    Cash moves

    The supplier is paid, the invoice is discounted or your terms extend, depending on the program.

Share the order today and you'll have indicative terms by the next working day.

Send my requirement

FAQ

Working capital financing questions, answered

What working capital financing is available for US solar buyers?
Four programs: pre-shipment financing for paying suppliers before shipment, trade finance and letters of credit for cross-border orders, invoice financing for invoices you've raised on VyaparCred and are waiting on, and supply chain finance for extending your payment terms while suppliers are paid at T+2.
Is pre-shipment financing the same as purchase order financing?
They cover the same gap: paying a supplier against a confirmed purchase order before the goods ship. On VyaparCred it funds up to 100% of a confirmed order, with a funding decision within 48 hours of a complete requirement.
What do I need to apply?
A real transaction to attach the financing to, such as a confirmed order with a verified supplier or an invoice raised on VyaparCred, plus basic KYC and business documentation. Pre-vetted deals need no separate collateral.
How fast is the funding decision?
Within 48 hours of a complete requirement. When something holds it up, it's usually paperwork from one side of the order.
Can I combine programs on one order?
Yes. Pre-shipment financing can be paired with trade finance and invoice discounting across the order cycle, so each gap is covered by the program built for it.

Tell us where the cash gets stuck. We'll match the program.

The order, the supplier and the timing get you the right program and indicative terms within one working day. No cost to talk.