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Invoice financing for US solar suppliers

You did the work and sent the invoice. Now you wait 60 or 90 days.

Meanwhile the next order needs funding now. Invoice financing on VyaparCred turns an invoice you've raised to a buyer on the platform into same-day working capital, at rates that stay sharp because lenders compete for it, and you keep collecting the invoice yourself.

  • Same-day working capital
  • Multi-lender rates
  • You keep the collection
Tell us about the invoices you're waiting on How much cash would I free?

Tell us about the invoices you're waiting on

Rough monthly invoicing and your buyers' terms are enough. A specialist replies within one working day.

No cost to talk. No credit check for the first conversation.

The receivables wait

Three things suppliers ask before they finance an invoice

Straight answers on invoice financing, before you submit a single invoice.

You

“I've earned the money. I just can't use it for another 90 days.”

VyaparCred

That's what invoice financing is for. Discount an outstanding invoice on VyaparCred and take the cash the same day, so the next order doesn't wait on your buyer's payment terms.

You stop turning work away because your cash is sitting in a pile of unpaid invoices.

How invoice discounting works for suppliers

You

“Is this factoring? I don't want a financier calling my buyer.”

VyaparCred

No. It's discounting, not factoring. You keep collecting the invoice yourself, so the buyer relationship stays yours.

In factoring, the financier takes over collection from your buyer. That's the difference most suppliers care about.

Factoring vs invoice discounting

You

“What rate am I going to get?”

VyaparCred

A competitive one, because multiple lenders compete for the invoice instead of one lender setting the price. You see the full number in writing before you commit.

There's nothing to pay to find out, and no application fee.

Funding the gap before customers pay

How the money moves

From raised invoice to same-day cash

How invoice financing works on an invoice raised on VyaparCred.

  1. Day 0

    Raise the invoice

    Complete the order and raise the invoice to your buyer on VyaparCred.

    Invoice on the platform
  2. When you choose

    Submit it for discounting

    Submit the outstanding invoice to free up cash against it.

    Lenders compete for it
  3. Same day

    Get funded

    Working capital lands the same day, at a competitive rate.

    Cash to you
  4. At maturity

    The invoice settles

    Your buyer pays on the original terms and the invoice settles, closing the cycle.

    You still collect

Is it a fit

What invoice financing needs, and who uses it

It works on accounts receivable raised to buyers on VyaparCred, which is what keeps it same-day.

What you need to start

  • Invoices raised to a buyer on VyaparCred
  • Proof the goods or services were delivered
  • Basic KYC and business documentation

No separate financing arrangement to set up.

Who uses it

Component makersKeep production funded by turning receivables into cash the moment you invoice.
Growing suppliersTake bigger orders, because your cash isn't trapped in a pile of unpaid invoices.
Suppliers with long-term buyersFree the cash while the buyer relationship stays in your own hands.

Compare

Invoice financing vs factoring

Both turn an invoice into cash early. Only one leaves the collection with you.

Invoice financing on VyaparCredFactoring
Who collectsYou keep collecting the invoiceThe factor takes over collection
Buyer relationshipStays yoursCan be disrupted
RatesCompetitive, multiple lenders competeOften one lender, take it or leave it
SpeedSame-day working capitalVaries by arrangement
Set upAgainst invoices raised on VyaparCredA separate financing arrangement

See it on your own numbers

How much cash is sitting in your unpaid invoices?

Set what you invoice each month and how long your buyers take to pay. That's working capital you've earned and can't use yet.

$150K
60 days

Illustrative only. Final funding share, tenor and pricing depend on your order, supplier and credit assessment.

Cash sitting in unpaid invoices $296K Money you've earned but can't use yet
How long you wait today 60 days Your buyers' payment terms
With invoice financing Same day Discount an invoice and take the cash the day it's funded
Get a real number for my invoices

Learn before you buy

Guides for solar suppliers

How invoice discounting works for suppliersThe mechanics, start to finish. Factoring vs invoice discountingWho collects, and why it matters. How to finance multiple solar projectsKeeping several jobs funded at once. Payment terms in solar supplier contractsThe terms your buyers set, and how to live with them.

FAQ

Invoice financing questions, answered

What is invoice financing for solar suppliers?
It turns an outstanding invoice into cash now, so you're paid today rather than at the end of your buyer's credit term. On VyaparCred it runs as invoice discounting, processed the same day at competitive, multi-lender rates.
Is invoice financing the same as factoring?
No. On VyaparCred you keep collecting the invoice and keep the buyer relationship. In factoring, the financier takes over collection from your buyer.
Which invoices qualify?
Invoices raised to a buyer on VyaparCred, with proof the goods or services were delivered, plus basic KYC and business documentation.
How fast is the money?
Same day. Submit an outstanding invoice for discounting and receive the working capital that day.
How is it different from supply chain finance?
Invoice financing is supplier-led: you discount your own invoice for early cash. Supply chain finance is arranged by the buyer so its suppliers are paid early.

Stop waiting 90 days for money you've already earned.

Monthly invoicing and your buyers' terms get you a same-day working capital number. No cost to talk.

Start the conversation Register as Buyer