VyaparCred
Embedded Financing · Vendor Payments · India
Vendor Payment Programs for solar supply chains in India
You want longer terms to protect your cash. Your suppliers want paying faster. A vendor payment program gives both sides what they want at once: suppliers paid at T+2, while you stretch your terms to 90 days.
Somebody always loses on payment terms
Push terms out and your suppliers feel the squeeze, quote higher, or deprioritise you. Pay fast and your own working capital takes the hit. The usual answer is a tug-of-war nobody enjoys and everybody loses time on.
Both sides win, same program
The supplier gets paid at T+2, well before the full term. You repay on terms stretched up to 90 days. Run it as payables finance or as dynamic discounting on your own surplus cash. Either way, the payment fight disappears.
Why it works
What you actually get
Free your working capital
Extend your terms to 90 days and keep your cash working, without leaning on your suppliers to fund it.
Suppliers who prioritise you
Pay at T+2 and become the buyer suppliers want to serve first, often at a better price.
One program, both sides
Payables finance or dynamic discounting, your choice, run through a single program instead of case-by-case haggling.
How it works
From order to funded, in four steps
Approve the invoice
The buyer approves the supplier invoice on VyaparCred.
Supplier paid early
The supplier is paid at T+2, well before the full term.
Buyer extends terms
The buyer repays on extended terms, up to 90 days.
Both sides gain
Suppliers get certainty, buyers keep working capital free.
Who it is for
Who uses it, and how
Large buyers
Extend terms to protect working capital while your suppliers still get paid on time, every time.
Strategic suppliers
Take certain cash at T+2 in exchange for supporting the buyer's terms, and lock in the relationship.
Supply chain teams
Run one program that improves working capital on both sides instead of fighting the same battle each month.
Compare
Payables finance vs dynamic discounting
Payables finance uses a financier, so suppliers are paid early while you repay on extended terms. Dynamic discounting uses your own surplus cash to pay suppliers early in exchange for a discount. Payables finance protects your working capital, dynamic discounting earns a return on idle cash. A vendor payment program on VyaparCred can use either, matched to your cash position.
| On VyaparCred | The traditional way | |
|---|---|---|
| Supplier paid | At T+2 | On your full term, often 60 to 90 days |
| Buyer terms | Extended, up to 90 days | Fixed, with no early-pay benefit |
| Model | Payables finance or dynamic discounting | One rigid arrangement |
| Relationship | Strengthened on both sides | Strained by payment timing |
| Process | One program on VyaparCred | Case-by-case negotiation |
Eligibility
What you need to get started
A short, transaction-led checklist. Because funding is tied to your order, there is far less paperwork than a general bank facility.
- An approved supplier invoice on VyaparCred
- Buyer and supplier onboarding
- Agreed program terms
FAQ
Questions buyers and suppliers ask
What is a vendor payment program?
What is the difference between payables finance and dynamic discounting?
How does this help supplier relationships?
Who is a vendor payment program for?
Vendor Payment Programs on VyaparCred
Vendor Payment Programs for India, built into solar procurement
Fund the order and improve working capital on the same rail you source on.
VyaparCred brings vendor payment programs into solar procurement for India, so you fund the order on the same platform you source it. Instead of running a separate bank process, you attach financing to your RFQ and keep the whole cycle in one place.
How vendor payment programs works on VyaparCred
Vendor payment programs is tied to your verified order, which is what makes it fast and low-friction. You can pair it with invoice discounting and pre-shipment financing across the order cycle, and it sits under the wider embedded financing suite.
Source and finance in one place
The point of embedded finance is that sourcing and funding are not separate errands. source the full BOM from verified suppliers, then finance the order with vendor payment programs without leaving the platform, so you protect working capital and move faster.
For Indian supply chains
Vendor early payment solution for India
VyaparCred runs a vendor early payment solution for India that keeps both sides of the trade paid on time. Buyers extend their terms while suppliers are paid early, so supplier payment programs in India strengthen relationships instead of straining them.
Fund supplier payments on the same platform you source on, with financing attached to the order, so working capital keeps working across your solar supply chain.
Vendor Payment Programs for India, on the same rail you source on
Post one RFQ, source from verified suppliers and finance the order, all on VyaparCred.
Or have the desk come to you.