VyaparCred
Embedded Financing · Pre-Shipment · India
Pre-Shipment Financing for solar orders in India
Your supplier wants paying before a single panel ships. That is real cash leaving your account weeks before you earn a rupee back. Pre-shipment financing covers up to 80% of the order, so your money keeps working while your goods get made.
The cash trap every buyer knows
Place a confirmed order and your working capital is gone the same day. You pay the supplier now, wait months to get paid yourself, and watch the next deal slip past because your cash is locked in a container somewhere between two ports.
Fund the order, not your balance sheet
VyaparCred pays up to 80% against your confirmed, verified order and clears it in as little as 48 hours. Pre-vetted deals need no separate collateral. Your cash stays free for the next order, and the one after that.
Why it works
What you actually get
Chase the orders you used to pass on
Stop sizing every order to your bank balance. Fund up to 80% and go after volume you could not touch before.
Cash in about two days, not six weeks
Skip the bank queue. Approved funding lands against a pre-vetted deal in as little as 48 hours.
No collateral scramble
Pre-vetted transactions do not ask for separate security. Your confirmed order and verified supplier carry the deal.
How it works
From order to funded, in four steps
Confirm the order
Place a confirmed order with a verified supplier on VyaparCred.
Apply for funding
Request pre-shipment financing against the confirmed order in the same flow.
Get disbursed
Approved funding is disbursed against the pre-vetted transaction, fast.
Repay on terms
Repay on agreed terms once goods ship and your cycle completes.
Who it is for
Who uses it, and how
EPCs and developers
Win bigger tenders without emptying the bank. Fund module and BOM orders up front and repay once the project pays you.
Traders
Turn your capital over faster. Finance confirmed orders, ship, sell, repeat, without waiting on your own cash to recycle.
Module manufacturers
Keep the line running. Pay for cells and wafers before production so a cash gap never stalls your output.
Compare
Pre-shipment financing vs a traditional bank loan
A traditional working capital loan is slow, needs collateral and is not tied to a specific order. Pre-shipment financing on VyaparCred is tied to your confirmed order and verified supplier, so it disburses fast, often within 48 hours, and does not need separate collateral on pre-vetted transactions. You fund the exact order you are placing, not a general facility you then have to manage.
| On VyaparCred | The traditional way | |
|---|---|---|
| Speed | Disbursed in as little as 48 hours | Weeks of paperwork and approvals |
| Collateral | None on pre-vetted transactions | Usually required |
| Tied to | Your confirmed order and verified supplier | A general facility you then manage |
| Coverage | Up to 80% of order value | Varies, often lower against the order |
| Process | Attached to the same RFQ you source on | A separate bank application |
Eligibility
What you need to get started
A short, transaction-led checklist. Because funding is tied to your order, there is far less paperwork than a general bank facility.
- A confirmed order with a verified supplier on VyaparCred
- Basic KYC and business documentation
- A transaction that fits the pre-vetted criteria
FAQ
Questions buyers and suppliers ask
What is pre-shipment financing?
What is the difference between pre-shipment and post-shipment finance?
How much of the order can be financed?
Do I need collateral for pre-shipment financing?
Pre-Shipment Financing on VyaparCred
Pre-Shipment Financing for India, built into solar procurement
Fund the order and improve working capital on the same rail you source on.
VyaparCred brings pre-shipment financing into solar procurement for India, so you fund the order on the same platform you source it. Instead of running a separate bank process, you attach financing to your RFQ and keep the whole cycle in one place.
How pre-shipment financing works on VyaparCred
Pre-shipment financing is tied to your verified order, which is what makes it fast and low-friction. You can pair it with trade finance and invoice discounting across the order cycle, and it sits under the wider embedded financing suite.
Source and finance in one place
The point of embedded finance is that sourcing and funding are not separate errands. source solar modules from verified suppliers, then finance the order with pre-shipment financing without leaving the platform, so you protect working capital and move faster.
Pre-Shipment Financing for India, on the same rail you source on
Post one RFQ, source from verified suppliers and finance the order, all on VyaparCred.
Or have the desk come to you.