VyaparCred
Embedded Financing · Invoice Discounting · India
Invoice Discounting for solar suppliers in India
You did the work, you raised the invoice, and now you wait 60 or 90 days to see the money. Invoice discounting turns that unpaid invoice into cash today, so your growth stops depending on when your buyer feels like paying.
Your cash is stuck in other people's terms
Every invoice you raise on 60 or 90 day terms is money you earned but cannot use. Meanwhile the next order needs funding now. So you slow down, turn work away, and let long payment terms decide how fast you grow.
Get paid the day you invoice
Discount an outstanding invoice on VyaparCred and take the cash the same day, at rates that stay sharp because lenders compete for it. It is discounting, not factoring, so you keep collecting the invoice and you keep the buyer relationship.
Why it works
What you actually get
Cash today, not next quarter
Turn a 90-day invoice into same-day working capital and keep the next order moving.
Say yes to more orders
Stop letting unpaid invoices cap your capacity. Free the cash and take the work.
Keep control, keep the buyer
Unlike factoring, you still collect the invoice yourself, so the buyer relationship stays yours.
How it works
From order to funded, in four steps
Raise the invoice
Complete the order and raise the invoice to your buyer on VyaparCred.
Submit for discounting
Submit the outstanding invoice to free up cash against it.
Get funded same day
Receive working capital the same day at a competitive rate.
Settle at maturity
The invoice settles at maturity, closing the cycle.
Who it is for
Who uses it, and how
MSME suppliers in India
Take same-day cash against invoices to verified buyers and stop waiting out long terms to fund your next order.
Component makers
Keep production funded by turning receivables into cash the moment you invoice.
Growing suppliers
Take on bigger orders because your cash is not trapped in a pile of unpaid invoices.
Compare
Invoice discounting vs factoring vs supply chain financing
In invoice discounting you keep control of collecting the invoice and simply free up cash against it early. In factoring, the financier takes over collecting the invoice from your buyer. Supply chain financing is usually arranged by the buyer so their suppliers can be paid early. VyaparCred focuses on invoice discounting so suppliers get fast cash while keeping the buyer relationship in their own hands.
| On VyaparCred | The traditional way | |
|---|---|---|
| Speed | Same-day working capital | Long wait for the credit term |
| Rates | Competitive, multiple lenders compete | Single lender, take it or leave it |
| Control | You keep collecting the invoice | Factoring hands collection over |
| Relationship | Buyer relationship stays yours | Can disrupt the buyer relationship |
| Process | Against invoices raised on VyaparCred | A separate financing arrangement |
Eligibility
What you need to get started
A short, transaction-led checklist. Because funding is tied to your order, there is far less paperwork than a general bank facility.
- Invoices raised to a buyer on VyaparCred
- Proof the goods or services were delivered
- Basic KYC and business documentation
FAQ
Questions buyers and suppliers ask
What is invoice discounting?
What is the difference between invoice discounting and supply chain financing?
Is invoice discounting available for MSMEs in India?
What is the difference between invoice discounting and factoring?
Invoice Discounting on VyaparCred
Invoice Discounting for India, built into solar procurement
Fund the order and improve working capital on the same rail you source on.
VyaparCred brings invoice discounting into solar procurement for India, so you fund the order on the same platform you source it. Instead of running a separate bank process, you attach financing to your RFQ and keep the whole cycle in one place.
How invoice discounting works on VyaparCred
Invoice discounting is tied to your verified order, which is what makes it fast and low-friction. You can pair it with vendor payment programs and pre-shipment financing across the order cycle, and it sits under the wider embedded financing suite.
Source and finance in one place
The point of embedded finance is that sourcing and funding are not separate errands. sell on VyaparCred from verified suppliers, then finance the order with invoice discounting without leaving the platform, so you protect working capital and move faster.
Invoice Discounting for India, on the same rail you source on
Post one RFQ, source from verified suppliers and finance the order, all on VyaparCred.
Or have the desk come to you.